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Business Funding

One place to go for business funding

Asset-based financing, a line of credit, SBA loans or unsecured lending — tell us about the business once and get pointed straight at the application.

Asset-based financing

Borrowing set against equipment, stock, invoices or other business assets.

Suits: Businesses with real assets on the books that want to free up cash tied to them.

Line of credit

A revolving limit you draw from and repay as needed, rather than one lump sum.

Suits: Covering uneven cash flow, stock runs or payroll gaps between customer payments.

SBA loans

Longer-term lending partly guaranteed by the US Small Business Administration.

Suits: Established businesses planning bigger moves and happy with a longer application.

Pre-IPO readiness

Education and a checklist for companies thinking about one day going public: business plan, financial records, governance basics, and an overview of SEC and Nasdaq requirements. This is information only, not an offer of securities or funding.

Suits: Growing companies that want to prepare, with a lawyer and accountant, before approaching investors or an exchange.

Startup grants to look at

Grants are money you do not repay, but they are competitive. These details come from published 2026 guides, last checked in October 2026. Confirm every amount, deadline and rule on the awarding organisation's own site before you apply.

Amber Grant (WomensNet)

$10,000 monthly grants, plus a $50,000 year-end grant

Suits: Women-owned businesses

$15 application fee.

Hello Alice partner grants

About $5,000 to $25,000, varies by sponsor

Suits: Many small businesses, often underrepresented founders

Free account; rolling cycles.

Visit official site

FedEx Small Business Grant Contest

Prizes up to $50,000

Suits: U.S. small businesses

Usually opens in spring; it is a contest.

SoGal Black Founder Startup Grant

$10,000

Suits: Black women and Black non-binary founders

Rolling.

Nav Small Business Grant

$10,000, reported quarterly

Suits: U.S. small businesses

One source reports this, so verify.

Comcast RISE and Verizon Small Business Digital Ready

Varies

Suits: Small businesses with eligibility rules

Check each program's current rules.

SBIR and STTR

Phase I awards up to about $323,000

Suits: U.S.-owned businesses doing real research and development

Needs a SAM.gov registration.

Visit official site

Grants.gov

Varies widely

Suits: Depends on the grant

The federal portal; mostly research, nonprofits and specific programs.

Visit official site

USDA Rural Business Development

Varies

Suits: Rural businesses

Visit official site

State and local programs

Varies

Suits: Local businesses

Ask your local Small Business Development Center or chamber of commerce.

The SBA does not give grants to start a business. It mainly guarantees loans, so be wary of anyone advertising SBA startup grants. Never pay a service to guarantee a grant. Nothing here is a promise of funding, and this is general information, not legal, tax or financial advice.

Free masterclass to look at

Acquisition Blueprint — Small Business Acquisition Masterclass

Free live masterclass — Saturday, October 31, 2026, 11:00 AM Eastern. Limited seats; registration can close when the room is full.

A live 3-hour session on finding, evaluating, structuring and funding the purchase of an existing, already-profitable business, including deal walkthroughs and ways to raise a business's value before buying or selling. Registration asks for your first name, last name, email and phone.

This is a third-party event OsherOS is not running and is not affiliated with. Confirm the schedule, topic and who is presenting on their own page before you register. Nothing here is a promise of funding, an offer to buy or sell a business, or legal, tax or financial advice.

Grab a free seat

Real estate education to look at

SubTo — subject-to and seller finance training

A paid membership community that teaches creative real estate finance: buying a property "subject to" the seller's existing mortgage, and seller financing. Members get a six-week online course, recorded trainings, live calls, contracts and calculators, plus a community and transaction support.

Suits: People who want to learn how to buy or finance property without a conventional bank loan, and who are comfortable paying for coaching and community to do it.

This is a paid third-party membership OsherOS is not running and is not affiliated with. It does not sell business funding, and OsherOS has not verified what it teaches, what members earn, or what it costs — check the current price and terms on their own page. Nothing here is a promise of income or profit. Buying property this way carries real risk, including a lender calling a loan in early. General information only, not legal, tax or financial advice.

See what they teach
Step 1

Tell us about the business

Two minutes of details: who you are, how long you've traded and roughly what you turn over.

Step 2

Pick the kind of funding

Choose a product or say you're not sure — the desk will point you at the closest fit.

Step 3

Apply with Green Sage Capital

Your link appears as soon as the form is in, and your details land in the CRM for follow-up.

Tell us about the business

Fill this in and your application link appears on the next screen.

Your details are stored so we can follow up about funding, and are not sold on. Submitting this form is not an application for credit and no funding, amount, rate or approval is promised — see our disclaimer.